FAQ
Frequently Asked Questions
Click apply now on the website under the selected loan products to get started or call us on: 07048112621
You can access loans between N200,000 to N1,000,000 for a minimum tenor of 3 months and Maximum of 6 months. However, amount is also dependent on your income level.
Interest rates is based on a risk pricing model, but we ensure pricing is reasonable.
- Must live and work in Lagos.
- Must been in paid employment.
- A valid employment, promotion or confirmation letter.
- 6 months bank statements of salary account (Most recent).
- Staff ID CARD.
- Another valid identification document (e.g., Driver’s License, International Passport, Tax ID, Voter’s Card).
- Pension account (Optional).
- Recent Utility Bill.
- Must be a duly registered company with CAC documentation and must be operational in Lagos.
- 6 months bank statements of Business account (Most recent).
- Business must have been in operation for at least 2 years.
- valid identification document (e.g., Driver’s License, International Passport, Tax ID, Voter’s Card).
- Recent Utility bill.
No collateral is required, except on exceptional cases.
No, just apply through the website or call 07048112621 and you can get the necessary documentation across to the company. Seamless process from application to loan disbursement and repayments.
- NUBAN bank cheques or direct debit. Please note if you do not want cheques presented to the bank on the due date of repayment, notify the Hatchcredit 48hrs prior to the due date. Payment can then be made 24hrs prior to repayment date on the cheque.
- Bank name: Union Bank of Africa (UBA).
- Account name: Hatchcredit Limited.
- Account number: 1023899404.
- All payments are to be made to this account and not any agent or other account.
- A text message will be sent to your phone and also an email, so please ensure your general information are correct and up to date from time to time.
- Also, once payment has been disbursed you will get a text message and an email, which you will kindly acknowledge
NO, once your current loan has matured you can immediately apply for a new Loan.