HATCHCREDIT

Get a QUICK LOAN at the Speed of Light

Need a QUICK LOAN for that personal project, domestic bills or funds to support your business? If you reside in Lagos and you are A SALARY EARNER OR own A registered BUSINESS

Our Loan Features

Take loans from

N200,000 - N1,000,000

Interest Rate

LOW

Repayment Options 

FLEXIBLE

Tenure

6 Months Maximun Term

estimated loan calculator

Please note that monthly repayments estimation may differ after risk assessment is undergone.

N200,000 N1,000,000
1 month12 months
Your repayments are every month
Total you will Pay:
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our loan products
01.

HATCH31

The HATCH31 (Salary Earners) loans is tailored to meet the needs of salary earners and people in paid employment.

Eligibility & Requirements are as follows:

  • Must be in a paid employment
  • Must be between 22 and 58 years
  • Must be resident in Lagos
  • Must have a pension account (conditional)

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02.

HATCHGROWTH

HATCHGROWTH (Micro, Small and Medium Enterprises) loan is designed to suit the financial needs of MSMEs, registered businesses etc.

Eligibility & Requirements

  • Must be a duly registered company with CAC documentation
  • Must be operational in Lagos
  • Business bank statement for the previous 6months
  • Business must have been in operation for at least 2 years

 

our core values
01.

Integrity

02.

Trustworthy

03.

Transparency

04.

Innovation

frequently asked questions

Click apply now on the website under the selected loan products to get started or call us on: 07048112621

You can access loans between N200,000 to N1,000,000 for a minimum tenor of 3 months and Maximum of 6 months. However, amount is also dependent on your income level.

Interest rates is based on a risk pricing model, but we ensure pricing is reasonable.

 

  • Must live and work in Lagos.
  • Must been in paid employment.
  • A valid employment, promotion or confirmation letter.
  • 6 months bank statements of salary account (Most recent).
  • Staff ID CARD.
  • Another valid identification document (e.g., Driver’s License, International Passport, Tax ID, Voter’s Card).
  • Pension account (Optional).
  • Recent Utility Bill.
  • Must be a duly registered company with CAC documentation and must be operational in Lagos.
  • 6 months bank statements of Business account (Most recent).
  • Business must have been in operation for at least 2 years.
  • valid identification document (e.g., Driver’s License, International Passport, Tax ID, Voter’s Card).
  • Recent Utility bill.

 

No collateral is required, except on exceptional cases.

No, just apply through the website or call 07048112621 and you can get the necessary documentation across to the company. Seamless process from application to loan disbursement and repayments.

  • NUBAN bank cheques or direct debit. Please note if you do not want cheques presented to the bank on the due date of repayment, notify the Hatchcredit 48hrs prior to the due date. Payment can then be made 24hrs prior to repayment date on the cheque.
  • Bank name: Union Bank of Africa (UBA).
  • Account name: Hatchcredit Limited.
  • Account number: 1023899404.
  • All payments are to be made to this account and not any agent or other account.

 

  • A text message will be sent to your phone and also an email, so please ensure your general information are correct and up to date from time to time.
  • Also, once payment has been disbursed you will get a text message and an email, which you will kindly acknowledge

NO, once your current loan has matured you can immediately apply for a new Loan.