HATCH31 The HATCH31 Loan The HATCH31 (Salary Earners) loans is tailored to meet the needs of salary earners and people in paid employment. Eligibility & Requirements are as follows:Must live and work in Lagos. Must been in paid employment. A valid employment, promotion or confirmation letter. 6 months bank statements of salary account (Most recent). Staff ID CARD. Another valid identification document (e.g., Driver’s License, International Passport, Tax ID, Voter’s Card). Pension account (Conditional) Recent Utility Bill. Apply for hatch31 loan